True or false?
The bank’s letter alone may be enough to release your mortgage once the last payment is made.

Answer: False. A notary’s intervention is required to radiate the mortgage from the Land Register of Quebec.


Finally, you have made the last payment on your mortgage, and your property is now debt-free! However, one final step must be taken to make it official. A release or discharge will be required, and the notary is the appropriate person to contact.

We offer this mortgage write-off service and can handle the necessary steps. Be advised that we will need to obtain the balance of your mortgage loan and that we will then be able to prepare the documents required to write off the mortgage for which the loan is now paid off.

Everything is taken care of by our notaries, from obtaining the balance to publishing in the Land register of Quebec.

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